Online store builder · Made for India
An online store builder lets you create a working shop without writing code or hiring anyone: you add products, it gives you a storefront on its own link, and customers browse and check out there. Most of them were designed for card payments in other markets, which is why UPI usually arrives as an add-on and why a commission gets taken on the way through. SmolBusiness starts from the other end. Checkout shows a QR built from your own UPI ID, so payments land in your bank rather than in a balance you wait on, and nothing is deducted from a sale.
No credit card needed · UPI ready · Cancel anytime
Minutes
From signing up to a live storefront
0%
Commission on your sales, on every plan
UPI
Buyers pay your own QR, direct to your bank
Free
To start, no credit card needed
Feature lists across builders look nearly identical. The things that decide whether one works for a small Indian seller are further down the page than the feature grid usually goes.
| SmolBusiness | A general-purpose store builder | |
|---|---|---|
| Who receives the payment | You. Checkout shows a QR from your own UPI ID | Their gateway, then settled to you |
| Cut taken from a sale | 0%, on every plan | A transaction fee, or a commission, or both |
| Cost to start | Free, and no card to enter | Usually a monthly fee after a trial |
| What a buyer needs | A UPI app and a phone number. No account | Commonly an account and a card |
| Where you run the shop from | Phone app or web dashboard, same data | Usually a desktop-first admin panel |
| Setup work before the first sale | Phone number, UPI ID, products | Theme, domain, gateway onboarding, tax setup |
| Your own domain | Supported. Claim it, point DNS, it goes live | Supported, often on a higher plan |
Commission is the line that decides this for most small sellers, and it is easiest to see across one month. Assume fifty orders averaging ₹1,000 each.
The 3% figure is an illustration of a typical commission model, not a quote from any named platform. SmolBusiness charges a separate seller plan rather than a share of your sales, so what you pay does not scale with your revenue.
Sign up with a phone number, add your store details and products, and the storefront is live on its own link. Nothing to code, host or renew.
Customers pay a QR built from your own UPI ID and the money lands in your bank. The platform never holds, splits or routes it.
Choose a storefront theme and set your accent colour so the shop looks like your brand rather than a template with your logo pasted on.
Stock is reserved when the order is placed, not when payment clears, so two people cannot buy the last one during the payment window.
Percentage or fixed discounts, a minimum order value, usage caps overall and per customer, new-customer-only, and an expiry date.
UPI-first checkout, Indian phone and pincode validation, rupee pricing, and order updates sent over WhatsApp and email.
Phone plus an OTP. There is no password to invent and no credit card to enter before you can see what you are getting.
Your store gets its own address. The UPI ID you paste becomes the payment QR your customers scan at checkout.
Photos, prices, variants and stock counts. AI can draft product descriptions and captions, which is usually the slowest part of listing a catalogue.
Set the theme and accent colour, then open the store on your own phone. That is the device nearly every customer will use.
Put the link in your Instagram bio. Customers browse, check out, pay your UPI and upload their screenshot. You verify, ship, and they track it themselves.
Free to start, live in minutes. Your link, your UPI, zero commission.

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No credit card needed · UPI ready · Cancel anytime
SmolBusiness is a no-code ecommerce website builder for Instagram sellers and small businesses in India. Create an online store in minutes, sell online on your own store link, and take UPI payments directly with zero commission. No website, developer, or hosting needed.