SmolBusiness vs Shopdeck

Start selling tonight. Keep every rupee you make.

Both give an Indian seller a real online store. The difference is what it takes to get going and what it costs you per sale. Shopdeck charges 3% plus GST on delivered orders and collects the payments on your behalf. On SmolBusiness the buyer pays your UPI directly, so nothing is deducted, there is no deposit to put down, and no ad budget you have to commit to.

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0%

Commission on your sales, on every plan

₹0

Deposit. Nothing locked up before you start

10 min

From signup to a live storefront

Direct

Buyers pay your UPI, so there is no payout wait

What it takes to get started, and what it costs

Shopdeck figures below are quoted from Shopdeck's own website and published Terms and Conditions, retrieved on 27 August 2026. We have not tested their platform and make no claim about their service quality. Confirm current terms with them directly.

SmolBusinessShopdeck
Money you commit up frontNothing. Start free and add a plan when you want oneA security deposit as agreed, refundable only after spending at least ₹20,000 on promotion
Fee on your sales0%, no cut on any plan3% + GST on delivered orders
Who collects the customer's moneyYou, straight into your own bankShopdeck collects on your behalf and may hold or adjust it to recover fees
Waiting to be paidNo wait. It is already in your accountRemittance and settlement cycle
Ad spend you have to commitNone. Sell to the followers you already haveMinimum ₹20,000 promotion spend to get the deposit back
Time to a live storefrontAbout ten minutes, self serveOnboarding with the Shopdeck team
Subscription feeFree plan, or from ₹299 a month₹0 subscription fee
Walking awayCancel whenever. Your money was never ours to hold10 days' written notice, final settlement within 45 days

What 3% costs you at 100 orders a month

Take an average order value of ₹800. A hundred orders is ₹80,000 of delivered sales in a month. Here is what each platform costs on that, using Shopdeck's published rate and our published plan price.

CostSmolBusinessShopdeck
Platform or plan fee₹299 (Starter)₹0 subscription
Commission on ₹80,000₹0₹2,400 (3%)
GST on that commission₹0₹432 (18%)
Total for the month₹299₹2,832

A worked illustration, not a measurement. It uses Shopdeck's published 3% + GST on delivered orders and the SmolBusiness Starter plan at ₹299, with GST at 18%. Your own numbers depend on your order values, your delivery rate and your payment gateway charges, which both platforms leave to your own gateway.

Why sellers pick SmolBusiness

You get going immediately

  • ✓Sign up with a phone number and have a live storefront in about ten minutes, without waiting on an onboarding call.
  • ✓No security deposit, so none of your working capital is tied up before your first sale.
  • ✓No minimum ad spend. Sell to the Instagram and WhatsApp audience you already built.
  • ✓Free to start with unlimited products, so testing it costs you nothing but an evening.

You keep what you earn

  • ✓Zero commission on every sale, on every plan, forever.
  • ✓Buyers pay your UPI directly, so the money is in your bank the moment they pay.
  • ✓No settlement cycle to wait through and no balance sitting with a platform.
  • ✓Cancel any time without notice periods, because we never held your money in the first place.
🏦

The money is yours on arrival

Your checkout shows a UPI QR built from your own ID. The buyer pays you, not us. We never hold, split or settle a rupee, so there is no payout to chase.

✅

You approve every payment

The buyer uploads their payment screenshot and you check it before shipping. On screen prompts flag the amount and the payee, but the call is always yours.

💳

Or let Razorpay confirm it for you

Connect Razorpay from the ₹299 Starter plan for card, netbanking and UPI that confirms orders automatically. Still your account, still no platform cut.

🔗

A storefront, not an order form

A themed store with browse, cart, checkout, coupons, verified reviews and order tracking at yourstore.smolbusiness.in, ready for your Instagram bio.

🌐

Your own domain

Connect a domain you own on the Growth plan and it becomes your store address everywhere, including share links and order tracking.

📲

Run it from your phone

A seller app and a web dashboard over the same store, so you can approve a payment and mark it shipped from wherever you are.

Switching takes an evening

  1. 1

    Sign up with your phone number

    An OTP, no password, no credit card. Add your store name and your UPI ID and the payment setup is done.

  2. 2

    Add your products

    Photos, prices and stock. AI drafts the descriptions and captions so a full catalogue goes up in one sitting.

  3. 3

    Swap the link in your bio

    Your store is live on its own link straight away. Point Instagram and WhatsApp at it and orders arrive with the address and payment proof attached.

  4. 4

    Get paid directly and ship

    Buyers pay your UPI and upload a screenshot. You check it and ship. Nothing is deducted, because nothing passed through us.

Questions, answered

What is the best Shopdeck alternative in India?
If you want to keep the payment relationship and start without committing money up front, SmolBusiness is the closest fit. Buyers pay your UPI or your Razorpay account directly, there is zero commission on sales, no security deposit and no minimum ad spend.
How much does Shopdeck charge?
Shopdeck's website advertises ₹0 subscription fee, ₹0 website setup and 3% plus GST on delivered orders. Their Terms also reference a security deposit whose refund is conditioned on spending at least ₹20,000 on sales, promotion and advertisement. Confirm current terms with Shopdeck directly.
Does SmolBusiness take a commission on my orders?
No. We take zero commission on any order on every plan, because the money never reaches us. Your customer pays your UPI ID or your Razorpay account directly. You pay a flat monthly plan for the platform itself, starting free.
Do I need to put down a deposit or commit to an ad budget?
Neither. There is no security deposit and no minimum promotion spend. You can open a store on the free plan, list unlimited products and sell to the audience you already have on Instagram or WhatsApp without spending on ads at all.
How long does it take to get set up?
About ten minutes, and you do it yourself without waiting on an onboarding call. Sign up with your phone number, add your store details and UPI ID, upload your products and swap the link in your bio. Most sellers are taking orders the same evening.
Is it really free to start?
Yes. The free plan includes unlimited products, your own storefront, UPI payments into your bank, coupons, verified reviews and order tracking, plus 50 signup credits which covers roughly 2 to 5 orders depending on your order values. No credit card needed.

Keep the whole rupee.

Free to start, live in minutes, and nothing locked up before your first sale.

Related:Ecommerce website creatorBest online selling platforms in IndiaUPI store for India

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SmolBusiness is a no-code ecommerce website builder for Instagram sellers and small businesses in India. Create an online store in minutes, sell online on your own store link, and take UPI payments directly with zero commission. No website, developer, or hosting needed.

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