SmolBusiness vs Shopdeck
Both give an Indian seller a real online store. The difference is what it takes to get going and what it costs you per sale. Shopdeck charges 3% plus GST on delivered orders and collects the payments on your behalf. On SmolBusiness the buyer pays your UPI directly, so nothing is deducted, there is no deposit to put down, and no ad budget you have to commit to.
No credit card needed · UPI ready · Cancel anytime
0%
Commission on your sales, on every plan
₹0
Deposit. Nothing locked up before you start
10 min
From signup to a live storefront
Direct
Buyers pay your UPI, so there is no payout wait
Shopdeck figures below are quoted from Shopdeck's own website and published Terms and Conditions, retrieved on 27 August 2026. We have not tested their platform and make no claim about their service quality. Confirm current terms with them directly.
| SmolBusiness | Shopdeck | |
|---|---|---|
| Money you commit up front | Nothing. Start free and add a plan when you want one | A security deposit as agreed, refundable only after spending at least ₹20,000 on promotion |
| Fee on your sales | 0%, no cut on any plan | 3% + GST on delivered orders |
| Who collects the customer's money | You, straight into your own bank | Shopdeck collects on your behalf and may hold or adjust it to recover fees |
| Waiting to be paid | No wait. It is already in your account | Remittance and settlement cycle |
| Ad spend you have to commit | None. Sell to the followers you already have | Minimum ₹20,000 promotion spend to get the deposit back |
| Time to a live storefront | About ten minutes, self serve | Onboarding with the Shopdeck team |
| Subscription fee | Free plan, or from ₹299 a month | ₹0 subscription fee |
| Walking away | Cancel whenever. Your money was never ours to hold | 10 days' written notice, final settlement within 45 days |
Take an average order value of ₹800. A hundred orders is ₹80,000 of delivered sales in a month. Here is what each platform costs on that, using Shopdeck's published rate and our published plan price.
A worked illustration, not a measurement. It uses Shopdeck's published 3% + GST on delivered orders and the SmolBusiness Starter plan at ₹299, with GST at 18%. Your own numbers depend on your order values, your delivery rate and your payment gateway charges, which both platforms leave to your own gateway.
Your checkout shows a UPI QR built from your own ID. The buyer pays you, not us. We never hold, split or settle a rupee, so there is no payout to chase.
The buyer uploads their payment screenshot and you check it before shipping. On screen prompts flag the amount and the payee, but the call is always yours.
Connect Razorpay from the ₹299 Starter plan for card, netbanking and UPI that confirms orders automatically. Still your account, still no platform cut.
A themed store with browse, cart, checkout, coupons, verified reviews and order tracking at yourstore.smolbusiness.in, ready for your Instagram bio.
Connect a domain you own on the Growth plan and it becomes your store address everywhere, including share links and order tracking.
A seller app and a web dashboard over the same store, so you can approve a payment and mark it shipped from wherever you are.
An OTP, no password, no credit card. Add your store name and your UPI ID and the payment setup is done.
Photos, prices and stock. AI drafts the descriptions and captions so a full catalogue goes up in one sitting.
Your store is live on its own link straight away. Point Instagram and WhatsApp at it and orders arrive with the address and payment proof attached.
Buyers pay your UPI and upload a screenshot. You check it and ship. Nothing is deducted, because nothing passed through us.
Free to start, live in minutes, and nothing locked up before your first sale.

Join Indian sellers turning their Instagram into a real business.
Free to start, live in seconds.
No credit card needed · UPI ready · Cancel anytime
SmolBusiness is a no-code ecommerce website builder for Instagram sellers and small businesses in India. Create an online store in minutes, sell online on your own store link, and take UPI payments directly with zero commission. No website, developer, or hosting needed.